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The Best Solution

There is always a better way to do anything. So the question we face with any problem we may encounter is: What is the absolute best method and strategy available to solve the problem we are seeking to overcome?

With the Financial Equalization Plan, our aim is two-fold: Get rid of all debts (not only the mortgage) and do it with less money in less time. Too many debts add to payment inefficiency and to an increase cost of borrowing. Our approach is that a home loan is a mortgage against your property while all other debts are mortgages against your life. These life mortgages are backed up by your earning capacity, ability to repay the debts and your promise to honor your indebtedness.

Therefore, our initial goal is to get most, if not all, of your indebtedness under one umbrella. This allows for a more efficient use of your debt payment dollars and, with our Plan, a fast reduction in your present obligated interest costs that you have incurred because of the use of OPM (other people's money).

Some people have the idea that they are stretching short-term debt into long-term debt by increasing the repayment amount. This is inaccurate thinking that is motivated by following an old misleading strategy placed into the public knowledge base by the very people who gain windfall profits precisely because of the actions taken by people following this way of thinking.

When any debt is paid off it is finished and therefore the payments that were made on that debt can be applied to accelerate the reduction of the worst offender, the home mortgage. Regardless of the interest rate, a mortgage carries with it the greatest loss of money. Redirecting as much cash as possible towards the elimination of this money-pit reduces the interest costs of all debts ... and in a much shorter length of time. The Financial Equalization Plan has unique and original techniques that take a good solution and, simply put, make it the best solution.

It is not just a matter of saving time and money, but of how much. Financial Equalization can take a situation that would save you five years of payments and around $50,000 in interest through normal accepted practices and turn that into 10 years of payments saved and over $130,000 in total cash savings and liquid cash advantages.

We are not saying that Financial Equalization is the only solution, there are many solutions available. What we are saying is that Financial Equalization is absolutely the best solution. Why? Because of one very important difference: it will achieve its goal with less out-of-pocket cash. Each and every solution out of all the ones that we have encountered so far have one thing in common ... they require you to increase your payments in some way! Why in the world would you want to do that when you can do more and with less money out of your pocket?

The best solution is always one that requires less time and less money to secure its objective. This is exactly what Financial Equalization does best ... period!

All of the other plans are for sale, ours is not. It is available through qualification only and not everybody qualifies. When we say "Pay less and pocket the rest!", we mean it. No out-of-pocket cash required ... guaranteed! And finally, "If we cannot help you, we will not hurt you!. Yes, we mean this too! Putting you in control and keeping you there is our primary objective.


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Financial Equalization Copyright © 1987 & 1995 by Charles S. Bell I (All rights reserved)