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Save Time And Money
In order for you to fully understand how your personalized Financial Equalization Plan would work to your advantage, you must understand how the money lenders earn the enormous profits they get from mortgage lending. It all boils down to two words: monthly payments.
As you are aware, each mortgage payment you make has two components: Interest and Principal. Mortgages are structured in such a way that the vast majority of each payment goes towards the money lenders profit ... interest charges! The interest is payable up front, meaning that very little of each mortgage payment actually goes to reducing your mortgage principal. In fact, it is only in the 17th or 18th year that your monthly payments reach a 50/50 level. (50% of the payment to interest and 50% of the payment to principal.) As a rule of thumb, by that time you will have paid for your home one and a half times and still owe at least 60%+ of your original mortgage loan.
Example: If the lender gets 80% of a mortgage payment and that payment is $100, the lender makes $80 profit from that particular mortgage payment. If that payment has been reduced to $75 and the lender gets 80%, the lender earns $60 profit from the very same payment. A difference of $20! In fact, because the payment has been reduced to the latter amount, we actually have a $25 reduction in payment as well as a $20 reduction in payable mortgage interest for a total of $45 cash advantage for the borrower.
Financial Equalization uses this $25 reduction towards a further reduction in the mortgage payments. This in turn increases the interest saving in future payments which results in increased cash advantages for the borrower. Simply put, following your personalized plan consistently makes your total cash advantage larger and larger. Which will save you more and more in payable mortgage interest and years of future mortgage payments.
There is no magic or hocus-pocus involved simply a sound, innovative financial approach to making your hard-earned dollars go further. You are well-advised to just follow your personalized Financial Equalization Plan to the letter. You are the key to making it work!
We at Financial Equalization are dedicated to one major principle: Making your money work as hard for you as you do for it! Congratulations on a wise and profitable decision. It is our sincerest wish that you realize your financial dreams and acquire financial independence during your lifetime.
Charles S. Bell I
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