Financial Equalization-The Mortgage Killer

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Diagnosing Problems

Have you ever asked yourself these questions?

1. Something is wrong. But what?

2. Is there a better way to pay off my mortgage and save money?

3. Is there a way to do this without having to find extra money that I don't have?

4. Am I being intentionally kept in the dark so that the lender can earn more profit at my expense?

The answers to the above are yes, yes, yes and, yes! Unfortunately, for generations we have been programmed to see limits where none actually exist. Imaginary boundaries that we have come to accept because of intentional partial information provided by those who have the most to gain by keeping that information to themselves.

We like to compare solving these problems with trying to find a cure for a disease. It is almost impossible to fine a cure without fully understanding the causes of the disease that you are trying to cure. This is essentially the problem we face when confronted with the total cost of having a mortgage. We do not fully understand the nature of a mortgage, therefore, we do not have all of the information required to solve the problem in the most efficient manner. Mortgage lenders acquire windfall profits because we are not provided with total uncensored truth. Since they have a vested interest (profit) in revealing partial truths, how can we trust them to look after our best interests?

The fact of the matter is, we can't! The best news of all is that we don't have to. Finally there is a financial plan that accurately diagnoses the problems and prescribes a healthy, profitable and easy cure.

Financial Equalization is a safe and easy concept that can and will .put the borrower on an even playing field with lenders. It uses sound, proven financial principles in a manner that takes away a lot fo what works only for lenders and makes those things work for the borrower.

One of the best kept secrets is how lenders make massive profits even when lending rates are low. For the answer to this we must take a close look at mortgage payments. A close inspection reveals exactly how we lose money in interest charges.

Lenders make their profit out of each payment made. Part of each payment goes towards interest charges (the biggest part!). Your greatest loss comes between the 1st and the 15th year of a 25-year mortgage. This is because a mortgage is front-end loaded. The result of this front-end loading is that approximately 90%+ of each payment you make is taken away as interest charges on your mortgage debt. e.g. Your monthly payment os $1,000, interest cost is approximately $900. $100 of this payment goes to your principal and $900 goes into the lender's pocket. The ratio will gradually decline, but by the time you get to the point where it's a 50/50 deal you will have paid approximately 1.3 times the amount of money you borrowed. As a rule of thumb, you will still owe 65% or more of all the money you originally borrowed.

The answer to this dilemma is to increase the payment efficiency of the amount of money you are obligated to make in mortgage payments. This is where the Financial Equalization Plan steps in. Increasing payment efficiency from 1-10% to 50-60%. This unique plan is safe, easy and uses the same money that you are now obligated to pay your lenders. How, you ask, does it do this? This is valid and a very good question. That answer is available to the people who become clients of Financial Equalization. There is no out-of-pocket cash required to take advantage of our program ... if you can qualify. Financial Equalization gives you a choice where none existed before. The interest savings and future payments saved can add up to anywhere from $100.00 to $250,000 or even more, depending on your present mortgage amount.

Take control of your financial future, enhance your retirement security and have more cash to spend and invest today! Why make the lenders any richer than they already are? If you qualify for the Financial Equalization Plan, a wonderful and profitable your journey can be yours now.